Speaking the same financial language changes everything
We've watched too many household arguments start because one person sees "investment" while another sees "waste." The problem isn't the money itself—it's how differently people think about it.
Explore Our Programs
Budget conversations don't have to feel like negotiations
Most financial education teaches numbers. We focus on something different: helping people understand why they make the decisions they do with money.
Starting September 2025, our programs bring together people from various backgrounds. You'll hear from someone who grew up watching every cent and someone who never thought twice about spending. Both perspectives matter.
Real change happens when you understand not just your money habits, but why your partner, flatmate, or business colleague approaches finances completely differently.
How learning unfolds over three months
We start in autumn 2025 with small groups. The timeline below shows what typically happens, though every cohort moves at its own pace.
Getting honest about assumptions
First four weeks focus on uncovering the unspoken beliefs each person carries. One participant might think budgets mean restriction. Another sees them as freedom. We map out these differences without judgment.
Building a shared framework
Weeks five through eight introduce practical tools, but not the kind you'd expect. We help groups develop their own vocabulary around money decisions. What does "necessary" really mean? How do you define "comfortable"?
Testing in real scenarios
Final month puts everything into practice with actual situations. Couples work through upcoming expenses. Housemates plan for the next quarter. The goal isn't perfect agreement—it's productive conversation.
Sienna Vahtola
Completed Winter 2024 cohort
From silent resentment to actual dialogue
Before joining clenovario's program in June 2024, my partner and I had developed this terrible pattern. I'd suggest cutting back on something, he'd shut down completely, and we'd both walk away frustrated. Neither of us was wrong exactly—we just couldn't find common ground.
What surprised me most wasn't learning budget techniques. It was discovering why he reacted so strongly when I mentioned saving. His family had gone through genuine hardship. My family never discussed money because there was always enough. We were speaking from completely different experiences.
Now when we talk about finances, we actually understand what the other person means. We still don't always agree, but at least we're having real conversations instead of the same argument on repeat.
Ready to transform how you talk about money?
Our next intake opens in August 2025 for programs starting that September. Limited to eight participants per group to keep conversations meaningful.