Building Financial Literacy Together
We work with educational institutions, community organisations, and businesses across Australia to bring practical budget communication skills to more people. Because understanding money shouldn't be complicated.
Since 2019, we've collaborated with over 35 partners to create programs that actually make sense to real families and individuals trying to navigate their finances.
What We Stand For
Our partnerships are built on genuine values, not just paperwork. Here's what matters to us when we work together.
Accessibility First
Financial education shouldn't require a degree in economics. We design every program to be genuinely accessible — plain language, practical examples, real-world scenarios that people recognize from their own lives.
Cultural Awareness
Australia's diverse communities have different relationships with money, banking, and financial planning. We adapt our approach to respect these differences rather than forcing a one-size-fits-all model.
Practical Application
Theory is fine, but people need tools they can use tomorrow morning. Every session includes tangible takeaways — whether that's a simple tracking method, a conversation starter for couples, or a specific question to ask your bank.

How Partnership Actually Works
We've learned a lot about what makes collaboration effective. Spoiler: it's not just signing an agreement and hoping for the best. Here's what typically happens when organisations work with us.
Co-Design Programs
You know your community better than we do. We bring the financial communication expertise, you bring the local knowledge. Together we figure out what'll actually work for your specific context.
This usually means 2-3 planning sessions where we hash out details like timing, format, language level, and specific financial topics that matter most to your participants. No cookie-cutter templates.
Flexible Delivery Models
Some partners want regular weekly sessions. Others prefer intensive weekend workshops. A few need online-only options. We've done lunch-and-learn formats, evening programs for working parents, and early morning sessions for shift workers.
The delivery adapts to your organisational capacity and participant availability. We've found that being rigid about format guarantees lower engagement, so we stay flexible.
Ongoing Support Structure
Partnership doesn't end after the first workshop. We provide follow-up resources, answer questions that come up later, and adjust materials based on what worked and what didn't.
Most partners check in quarterly to discuss outcomes and refine the approach. Some just email when they need something. Either way works — we're not precious about the format as long as the communication stays open.
What Partners Actually Say
These are real comments from organisations we've worked with over the past couple of years. Unedited feedback matters more than polished marketing copy.
The materials were genuinely useful, not just theoretical. Our participants kept asking for more sessions, which honestly never happens with financial literacy programs. clenovario actually listened when we said the initial approach wasn't landing.
We've tried three different financial education providers over the years. clenovario is the first one where participants actually implemented what they learned. The difference is they focus on communication about money rather than just budgeting formulas.
What impressed me most was their willingness to adapt. When our initial workshop format wasn't working for our demographic, they completely redesigned it within a week. That level of responsiveness is rare in partnership arrangements.
Let's Talk About Working Together
If your organisation serves people who could benefit from better budget communication skills, we should have a conversation. No pressure, no sales pitch — just an honest discussion about whether partnership makes sense for both of us.
Start the Conversation